VA Loan


According to Veterans United “the VA loan program is the most powerful home loan program on the market for many veteran, service members, and military families” (  VA loans are government-backed loans that offer a level of flexibility not afforded by similar loans. VA loans are provided by private lenders, like us to eligible veterans.

No Down Payment

Most mortgage require a minimum of 20% down, but that’s not the case with VA loans. VA loans offer competitive rates and terms and don’t require the borrower to place a down payment, “qualified borrowers can finance 100 percent of the home’s value without pitting down a dime” (

Benefits of VA loan

There are many benefits of the VA loan – chiefly among them is the fact that no down payment is required from the borrower. But a zero down payment is not the only benefit of a VA loan, in fact there are numerous benefits. VA loans have very competitive interest rates that can be negotiated. Veterans Affairs govern the amount veterans can be charged for closing cost. Speaking of closing cost, in some cases they can be covered by the seller. Another key benefit of the VA loan is the VA assistance that is provided to veterans that fall in default due to temporary financial difficulty.


  • Veterans
  • Active-Duty-Personnel
  • Reserve members
  • National Guard members
  • Qualifying surviving spouses


The VA loan is flexible government back loan that affords qualifying veterans’ numerous benefits. The VA does not offer these loans but does regulate these loans by setting standards that these loans must adhere to. According to Veterans United the current maximum loan with no down payment is $450,000 and interest rates are based on risked.

Contact Us

We know that understanding all the ends and outs of VA loans can be difficult. If you have any questions about your eligibility or terms of the VA loan, please don’t hesitate to contact one of our specialists who will be happy to answer any questions or concerns you may have.

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