Refinance a Mortgage

refinance_mortgage_allbright_mortgage

Why pay more than you have to? Why Refinance a Mortgage? Don’t miss your chance to take advantage of mortgage rates at their lowest in several decades. Even changing the terms of your mortgage can … Read More

Construction Loan

construction_loan_allbright_mortgage

Construction loans are short-term loans with variable rates, (that fluctuate with the prime rate) and have a maximum of one year. They are designed for two types of borrowers, prospective owners or home builders. The … Read More

VA Loan

va_loan_allbright_mortgage

According to Veterans United “the VA loan program is the most powerful home loan program on the market for many veteran, service members, and military families” (VeteransUnited.com).  VA loans are government-backed loans that offer a … Read More

FHA Loan

fha_loan_allbright_mortgage

If you’re a first-time homebuyer, then you may want to consider an FHA loan. One of the most popular FHA loan is the 203(b). This type of loan has a fixed-rate and can benefit first … Read More

USDA Loan

USDA_loan_allbright_mortgage

Go to ApplicationThe USDA Loan. Most home buyers are not aware that there is a USDA (United States Department of Agriculture) Zero Down Home Loan. The USDA Rural Development Mortgage/RD loan is a government sponsored … Read More

HomeReady Mortgage

homeready_mortgage

The HomeReady mortgage Is a flexible loan that was designed by Fannie Mae to accommodate the divers needs of today’s borrowers. The Homeready loan is aimed at “creditworthy low-to-moderate modest income borrowers”, (Fanniemae.com). According to … Read More

What Can I Afford

what_can_i_afford_allbright_mortgage

The first step in buying a house is determining your budget. The mortgage qualifier calculator steps you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based … Read More

Fixed Rate Mortgages

fixed_rate_mortgages_allbright_mortgage

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact … Read More

Early Mortgage Payoff

early_mortgage_payoff_allbright_mortgage

How much interest can you save by increasing your mortgage payment? The mortgage payoff calculator helps you find out. Click the “View Report” button to see a complete amortization payment schedule and how much you … Read More

Should I Refinance

How much interest can you save if you refinance your mortgage? The Refinance Calculator helps you find out. Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate … Read More